Pets in transit: does your insurance cover their safety too?

Pets are just as important as family members for every pet owner. Whether you're taking your beloved pets on a vacation or a long ride, you need to ensure their safety throughout the journey.

However, when it comes to getting your pets insured, there remains the question of whether your car insurance company provides such coverage. This blog will explore the possibilities surrounding this concern, so make sure to read till the end.

Do Car or Bike Insurance Offer Coverage for Pets?

Vehicle owners should be aware that car/bike insurance plans are primarily designed to provide coverage for the passengers and the vehicle itself in the event of accidents or any kind of damage. Pets are usually not covered in such plans, which may seem frustrating for many pet owners. However, here are some things you can consider doing:

• Get Comprehensive Insurance Coverage
  Comprehensive coverage for your vehicle can help you reimburse all the expenses needed to repair your car. It also enables you to cover the medical expenses for your pets easily.

• Opt for Liability Coverage
  In the event of an accident where you damage third-party property, your car insurance plan can cover those costs, leaving you room to cover your pets' expenses.

• Include Personal Injury Protection (PIP)
  After checking the car insurance renewal price, you can opt to include PIP in the plan. This can help cover your pets' expenses to some extent.

What Can You Do to Get Your Pets Insured?

Even though traditional car insurance plans do not provide the necessary coverage for your pets, you have a few more options. These include the following:

• Get Pet Insurance
  One of the most effective ways to cover your pets' medical expenses is to get pet insurance. Such plans usually cover all necessary expenses for your pet, from vet visits to surgeries.

• Include Pets in Your Travel Insurance Plan
  Individuals who travel frequently can opt for a travel insurance plan with pet coverage. Insurance plans like these can provide financial assistance for your pets as well.

• Opt for Necessary Riders or Additional Coverage
  You can research and find car insurance providers that offer additional benefits or riders to cover your pets' expenses. You can then include such benefits to enhance your existing plan.

How to Ensure Your Pets Are Safe While in Transit?

Whenever you travel with your pets, follow these tips to ensure your furry friends' safety throughout the journey:

• Use Comfortable Restraints
  Whenever you're travelling with your pets, ensure they are securely fastened with seat belts or specialised harnesses. While such restraints may not seem comforting, they are great for ensuring their safety while in transit.

• Check on Them Regularly
  Animals cannot ask for what they need or communicate health issues, so it's important to regularly check on them while travelling. Ensure they receive their food and medicines on time and maintain a comfortable temperature inside the car.

• Never Leave Them Alone
  Remember that cars can heat up due to hot weather or excessive fuel consumption, which can affect the interior. Never leave your pets alone, as animals don't have the same ability as humans to regulate their body temperature.

• Carry Their Necessities
  One of the most important things to consider is to carry all the necessary items for your pets during the drive. Even for short trips, don't forget their medicines, food, and crates or carriers.

• Use a Carrier or Crate
  Crates or carriers are designed to carry your pets safely. They can also be used to keep them secure while in transit. These are properly ventilated, allowing your pets to move slightly and breathe comfortably throughout the journey.

The Bottom Line

To sum it up, getting your pets insured is one of the most crucial concerns for every responsible pet owner. While traditional car/bike insurance plans do not offer such coverage, other options are available for you to explore. Do your research and opt for the necessary insurance plans for your pets. In addition, make sure to carry your pets' requirements when travelling and take every possible safety precaution throughout the journey.